@font-face{font-family:'Montserrat';font-style:italic;font-weight:800 900;font-display:swap;src:url(../fonts/montserrat-italic.woff2) format('woff2')}
@font-face{font-family:'Roboto';font-style:normal;font-weight:400 900;font-display:swap;src:url(../fonts/roboto.woff2) format('woff2')}

:root{
  --navy:#0b2239;--navy-2:#10304f;--blue:#1d5a96;--red:#d8232a;--red-d:#b81a20;
  --ink:#13233a;--muted:#51607a;--line:#dde4ee;--light:#f3f6fa;--white:#fff;
  --radius:10px;--shadow:0 8px 30px rgba(11,34,57,.12);--max:1200px;
  --head:'Montserrat','Roboto',system-ui,sans-serif;--body:'Roboto',system-ui,-apple-system,'Segoe UI',sans-serif;
}
*,*::before,*::after{box-sizing:border-box}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
body{margin:0;font-family:var(--body);color:var(--ink);background:#fff;line-height:1.6;font-size:17px}
img,svg{max-width:100%;display:block}
a{color:var(--blue)}
a:hover{color:var(--red)}
.container{width:min(var(--max),100% - 40px);margin-inline:auto}
/* Keep anchored sections clear of the sticky header */
#quote,#faq,[id]{scroll-margin-top:112px}
.skip{position:absolute;left:-999px;top:0;background:#fff;color:#000;padding:10px 16px;z-index:200}
.skip:focus{left:10px;top:10px}
.sr-only{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0);white-space:nowrap}
.icon{width:1em;height:1em;stroke:currentColor;fill:none;stroke-width:2;stroke-linecap:round;stroke-linejoin:round;flex:none}

/* Buttons */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:.6em;padding:.95em 1.5em;border-radius:8px;font-weight:700;font-size:1.05rem;text-decoration:none;border:2px solid transparent;cursor:pointer;transition:background .15s,transform .15s,color .15s,border-color .15s;line-height:1.2;font-family:var(--body)}
.btn-red{background:var(--red);color:#fff;box-shadow:0 4px 14px rgba(216,35,42,.35)}
.btn-red:hover{background:var(--red-d);color:#fff;transform:translateY(-1px)}
.btn-outline{border-color:#fff;color:#fff;background:transparent}
.btn-outline:hover{background:#fff;color:var(--navy)}
.btn-navy{background:var(--navy);color:#fff}
.btn-navy:hover{background:var(--navy-2);color:#fff}
.btn-lg{font-size:1.15rem;padding:1.05em 1.8em}
.btn .icon{font-size:1.15em}

/* Header */
.site-header{background:var(--navy);position:sticky;top:0;z-index:100;box-shadow:0 2px 12px rgba(0,0,0,.25)}
.header-in{display:flex;align-items:center;justify-content:space-between;gap:20px;min-height:84px}
.logo{display:block;background:#fff;border-radius:10px;padding:4px 10px;margin:8px 0;line-height:0}
.logo img{height:62px;width:auto}
.nav{display:flex;align-items:center;gap:6px}
.nav>ul{display:flex;align-items:center;list-style:none;margin:0;padding:0;gap:4px}
.nav>ul>li{display:flex;align-items:center}
.nav a.nl,.nav button.nl{color:#fff;text-decoration:none;font-weight:500;font-size:1.05rem;line-height:1.2;height:44px;padding:0 .85em;border:0;background:none;cursor:pointer;font-family:var(--body);display:flex;align-items:center;gap:.35em;position:relative;margin:0}
.nav button.nl .icon{font-size:.85em;margin-top:2px;transition:transform .15s}
.has-sub.open button.nl .icon,.has-sub:hover button.nl .icon{transform:rotate(180deg)}
.nav a.nl:hover,.nav button.nl:hover{color:#ff8a8f}
.nav a.nl[aria-current="page"]::after{content:"";position:absolute;left:.85em;right:.85em;bottom:.2em;height:2px;background:#5fa0dd}
.has-sub{position:relative}
.sub{display:none;position:absolute;left:50%;transform:translateX(-50%);top:100%;background:#fff;border-radius:0 0 10px 10px;box-shadow:var(--shadow);min-width:300px;padding:8px;z-index:50;list-style:none;margin:0;border-top:3px solid var(--red)}
.has-sub:hover .sub,.has-sub.open .sub,.has-sub:focus-within .sub{display:block}
.sub a{display:block;color:var(--ink);text-decoration:none;padding:.55em .8em;border-radius:6px;font-size:.98rem}
.sub a:hover{background:var(--light);color:var(--red)}
.sub .all{font-weight:700;color:var(--blue)}
.header-cta{padding:.8em 1.15em;font-size:1.05rem;white-space:nowrap}
.menu-btn{display:none;background:none;border:2px solid #fff;color:#fff;border-radius:8px;width:46px;height:46px;cursor:pointer;align-items:center;justify-content:center;font-size:1.5rem}

/* Hero */
.hero{position:relative;background:var(--navy);color:#fff;overflow:hidden;isolation:isolate}
.hero-bg{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;object-position:right center;z-index:-2}
.hero::before{content:"";position:absolute;inset:0;z-index:-1;background:linear-gradient(90deg,rgba(18,64,108,.97) 0%,rgba(24,80,132,.9) 38%,rgba(24,80,132,.35) 62%,rgba(11,34,57,0) 80%)}
.hero-in{padding:72px 0 80px;min-height:710px;display:flex;flex-direction:column;justify-content:center;max-width:var(--max)}
.hero-copy{max-width:760px}
.eyebrow{display:inline-block;font-weight:700;letter-spacing:.14em;text-transform:uppercase;font-size:.82rem;color:#ffb3b6;margin-bottom:14px}
.hero h1,.h1{font-family:var(--head);font-style:italic;font-weight:800;font-size:clamp(2rem,5.6vw,4.1rem);line-height:1.07;margin:0 0 22px;letter-spacing:-.01em}
.hl{background:var(--red);padding:0 .22em .04em;display:inline-block;transform:skewX(-8deg);margin-left:.1em}
.hl>span{display:inline-block;transform:skewX(8deg)}
.hero .lead{font-size:clamp(1.15rem,2vw,1.55rem);line-height:1.4;margin:0 0 26px;max-width:640px;font-weight:400}
.badges{display:flex;flex-wrap:wrap;gap:12px 28px;margin:0 0 30px;padding:0;list-style:none}
.badges li{display:flex;align-items:center;gap:10px;font-weight:500;font-size:1.02rem}
.badges .icon{font-size:2rem;stroke-width:1.6}
.cta-row{display:flex;flex-wrap:wrap;gap:16px;margin-bottom:18px}
.fine{font-size:.95rem;opacity:.92;margin:0}

/* Inner-page hero with form */
.hero-inner{background:radial-gradient(1200px 500px at 85% 0%,#1b5189 0%,rgba(27,81,137,0) 60%),linear-gradient(135deg,#0b2239 0%,#12395f 100%)}
.hero-inner::before{display:none}
.hero-grid{display:grid;grid-template-columns:1.15fr .85fr;gap:48px;align-items:center;padding:56px 0 64px}
.hero-grid .h1{font-size:clamp(2rem,4.4vw,3.2rem)}
.crumbs{font-size:.9rem;margin:0 0 14px;opacity:.85}
.crumbs a{color:#fff}
.crumbs a:hover{color:#ffb3b6}

/* Trust strip */
.trust{background:var(--light);border-bottom:1px solid var(--line)}
.trust-in{display:grid;grid-template-columns:repeat(3,1fr);padding:30px 0}
.trust-item{display:flex;align-items:center;gap:18px;padding:6px 28px;border-left:1px solid var(--line)}
.trust-item:first-child{border-left:0;padding-left:0}
.trust-item .icon{font-size:3.4rem;color:var(--navy);stroke-width:1.5}
.trust-item strong{display:block;font-size:1.4rem;color:var(--navy);line-height:1.2;font-weight:700}
.trust-item span{color:var(--muted)}

/* Sections */
.section{padding:76px 0}
.section-alt{background:var(--light)}
.section-navy{background:var(--navy);color:#fff}
.sec-head{max-width:760px;margin:0 0 40px}
.sec-head.center{margin-inline:auto;text-align:center}
h2{font-family:var(--head);font-style:italic;font-weight:800;font-size:clamp(1.7rem,3.2vw,2.4rem);line-height:1.15;margin:0 0 14px;color:var(--navy)}
.section-navy h2{color:#fff}
h3{font-size:1.25rem;line-height:1.3;margin:0 0 8px;color:var(--navy)}
.sec-head p{color:var(--muted);font-size:1.12rem;margin:0}
.section-navy .sec-head p{color:#c8d6e8}
.prose p{margin:0 0 1.1em}
.prose h2{margin-top:1.4em}
.prose ul{padding-left:1.2em}
.prose li{margin-bottom:.4em}
.split{display:grid;grid-template-columns:1.6fr 1fr;gap:48px;align-items:start}

.grid{display:grid;gap:22px}
.g2{grid-template-columns:repeat(2,1fr)}
.g3{grid-template-columns:repeat(3,1fr)}
.g4{grid-template-columns:repeat(4,1fr)}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:26px;display:flex;flex-direction:column;gap:10px;text-decoration:none;color:var(--ink);transition:box-shadow .2s,transform .2s,border-color .2s}
a.card:hover{box-shadow:var(--shadow);transform:translateY(-3px);border-color:#b9c9de;color:var(--ink)}
.card .ic{width:54px;height:54px;border-radius:12px;background:#e9f0f8;color:var(--navy);display:grid;place-items:center;font-size:1.7rem}
.card h3{margin:0}
.card p{margin:0;color:var(--muted);font-size:1rem}
.card .more{margin-top:auto;font-weight:700;color:var(--red);display:inline-flex;align-items:center;gap:.4em;padding-top:6px}
.sign{border-left:4px solid var(--red);background:#fff;padding:18px 22px;border-radius:0 var(--radius) var(--radius) 0;box-shadow:0 1px 0 var(--line)}
.sign h3{font-size:1.1rem;margin-bottom:4px}
.sign p{margin:0;color:var(--muted);font-size:1rem}

.steps{counter-reset:s;display:grid;grid-template-columns:repeat(3,1fr);gap:28px;margin:0;padding:0;list-style:none}
.steps li{position:relative;padding:28px 26px 26px;background:rgba(255,255,255,.07);border:1px solid rgba(255,255,255,.15);border-radius:var(--radius)}
.steps li::before{counter-increment:s;content:counter(s);display:grid;place-items:center;width:44px;height:44px;border-radius:50%;background:var(--red);color:#fff;font-family:var(--head);font-weight:800;font-style:italic;font-size:1.3rem;margin-bottom:14px}
.steps h3{color:#fff}
.steps p{margin:0;color:#c8d6e8}
.section:not(.section-navy) .steps li{background:#fff;border-color:var(--line)}
.section:not(.section-navy) .steps h3{color:var(--navy)}
.section:not(.section-navy) .steps p{color:var(--muted)}

.checks{list-style:none;padding:0;margin:0;display:grid;gap:10px}
.checks li{display:flex;gap:12px;align-items:flex-start}
.checks .icon{color:var(--red);font-size:1.3rem;margin-top:.2em;stroke-width:3}

.callbox{background:var(--navy);color:#fff;border-radius:var(--radius);padding:28px;position:sticky;top:110px}
.callbox h3{color:#fff;font-size:1.35rem}
.callbox p{color:#c8d6e8;margin:0 0 16px}
.callbox .btn{width:100%}
.callbox ul{margin:0 0 18px;padding:0;list-style:none;display:grid;gap:8px}
.callbox li{display:flex;gap:10px;align-items:flex-start}
.callbox li .icon{color:#ff8a8f;margin-top:.25em;stroke-width:3}

/* Chips (cities) */
.chips{display:flex;flex-wrap:wrap;gap:10px;padding:0;margin:0;list-style:none}
.chips a{display:inline-flex;align-items:center;gap:.4em;padding:.55em 1em;border:1px solid var(--line);border-radius:999px;background:#fff;text-decoration:none;color:var(--navy);font-weight:500;font-size:.98rem}
.chips span{display:inline-flex;align-items:center;gap:.4em;padding:.55em 1em;border:1px solid var(--line);border-radius:999px;background:#fff;color:var(--navy);font-weight:500;font-size:.98rem}
.chips a:hover{border-color:var(--red);color:var(--red)}
.chips .icon{color:var(--red)}

/* FAQ */
.faq{max-width:900px;margin-inline:auto}
.faq details{background:#fff;border:1px solid var(--line);border-radius:var(--radius);margin-bottom:12px;overflow:hidden}
.faq summary{cursor:pointer;list-style:none;padding:20px 56px 20px 24px;font-weight:700;font-size:1.1rem;color:var(--navy);position:relative}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";position:absolute;right:22px;top:50%;transform:translateY(-50%);font-size:1.7rem;color:var(--red);font-weight:400;line-height:1}
.faq details[open] summary::after{content:"−"}
.faq details[open] summary{border-bottom:1px solid var(--line)}
.faq .ans{padding:18px 24px 6px}
.faq .ans p{margin:0 0 1em}

/* Form */
.form-card{background:#fff;color:var(--ink);border-radius:14px;padding:30px;box-shadow:0 18px 50px rgba(0,0,0,.28)}
.form-card h2,.form-card .ft{font-family:var(--head);font-style:italic;font-weight:800;color:var(--navy);font-size:1.55rem;margin:0 0 4px;line-height:1.2}
.form-card .fs{margin:0 0 18px;color:var(--muted);font-size:.98rem}
.field{margin-bottom:14px}
.field label{display:block;font-weight:700;font-size:.92rem;margin-bottom:5px;color:var(--navy)}
.field input,.field select,.field textarea{width:100%;font:inherit;font-size:1rem;padding:.8em .9em;border:1.5px solid #c3cfdf;border-radius:8px;background:#fff;color:var(--ink)}
.field input:focus,.field select:focus,.field textarea:focus{outline:3px solid rgba(29,90,150,.3);border-color:var(--blue)}
.form-row{display:grid;grid-template-columns:1fr 1fr;gap:12px}
.hp{position:absolute;left:-9999px;height:0;overflow:hidden}
.form-card .btn{width:100%;margin-top:4px}
.form-note{font-size:.8rem;color:var(--muted);margin:12px 0 0;line-height:1.45}
.form-alt{text-align:center;margin:14px 0 0;font-weight:500}
.form-msg{margin-top:12px;padding:12px 14px;border-radius:8px;font-weight:500;display:none}
.form-msg.ok{display:block;background:#e7f6ec;color:#14613a}
.form-msg.err{display:block;background:#fdeaea;color:#8d1c20}

/* CTA band */
.cta-band{background:linear-gradient(100deg,var(--red-d),var(--red));color:#fff;padding:54px 0}
.cta-band-in{display:flex;align-items:center;justify-content:space-between;gap:28px;flex-wrap:wrap}
.cta-band h2{color:#fff;margin:0 0 6px}
.cta-band p{margin:0;font-size:1.15rem}
.cta-band .btn{background:#fff;color:var(--red)}
.cta-band .btn:hover{background:var(--navy);color:#fff}

/* Footer */
.site-footer{background:#071729;color:#b9c8dc;padding:60px 0 28px;font-size:.98rem}
.foot-grid{display:grid;grid-template-columns:1.4fr 1fr 1.1fr 1fr;gap:36px}
.site-footer h3{color:#fff;font-size:1.05rem;margin-bottom:14px;text-transform:uppercase;letter-spacing:.08em}
.site-footer ul{list-style:none;margin:0;padding:0;display:grid;gap:8px}
.site-footer a{color:#b9c8dc;text-decoration:none}
.site-footer a:hover{color:#fff;text-decoration:underline}
.site-footer .flogo{display:inline-block;background:#fff;border-radius:10px;padding:4px 10px;margin-bottom:16px;line-height:0}
.site-footer .flogo img{height:58px;width:auto}
.foot-phone{font-size:1.4rem;font-weight:900;color:#fff!important;display:block;margin:12px 0 2px}
.foot-bottom{border-top:1px solid rgba(255,255,255,.12);margin-top:40px;padding-top:22px;display:flex;justify-content:space-between;gap:16px;flex-wrap:wrap;font-size:.9rem}

/* Sticky mobile call bar */
.callbar{display:none}

@media (max-width:1100px){
  .menu-btn{display:inline-flex}
  .nav{position:fixed;inset:84px 0 auto 0;background:var(--navy);flex-direction:column;align-items:stretch;padding:12px 20px 24px;max-height:calc(100vh - 84px);overflow:auto;transform:translateY(-120%);transition:transform .25s;visibility:hidden}
  .nav.open{transform:none;visibility:visible}
  .nav>ul{flex-direction:column}
  .nav a.nl,.nav button.nl{padding:.9em .4em;border-bottom:1px solid rgba(255,255,255,.1);width:100%;justify-content:space-between}
  .nav>ul>li{display:block}
  .nav a.nl,.nav button.nl{height:auto;padding:.9em .4em}
  .sub{position:static;transform:none;border-top:0;border-radius:0;display:none;box-shadow:none;background:rgba(255,255,255,.06);min-width:0}
  .has-sub:hover .sub{display:none}
  .has-sub.open .sub{display:block}
  .sub a{color:#fff}.sub a:hover{background:rgba(255,255,255,.1);color:#fff}
  .sub .all{color:#9cc6ee}
  .header-cta{display:none}
  .nav .header-cta-m{display:flex;margin-top:14px}
  .nav a.nl[aria-current="page"]::after{display:none}
  .nav a.nl[aria-current="page"]{color:#ff8a8f}
}
@media (min-width:1101px){
  .header-cta-m{display:none}
  .nav,.nav>ul{align-self:stretch}
  .nav>ul>li{align-self:stretch}
}
@media (max-width:980px){
  .hero-grid,.split{grid-template-columns:1fr;gap:32px}
  .g3,.g4{grid-template-columns:repeat(2,1fr)}
  .steps{grid-template-columns:1fr}
  .foot-grid{grid-template-columns:1fr 1fr}
  .callbox{position:static}
  .trust-in{grid-template-columns:1fr;gap:6px}
  .trust-item{border-left:0;padding:12px 0;border-top:1px solid var(--line)}
  .trust-item:first-child{border-top:0}
  .hero::before{background:linear-gradient(180deg,rgba(18,64,108,.94),rgba(18,64,108,.8))}
  .hero-in{min-height:0;padding:52px 0 56px}
}
@media (max-width:640px){
  body{font-size:16px;padding-bottom:64px}
  .container{width:calc(100% - 32px)}
  .header-in{min-height:72px}
  #quote,#faq,[id]{scroll-margin-top:92px}
  .logo img{height:50px}
  .nav{inset:72px 0 auto 0;max-height:calc(100vh - 72px)}
  .section{padding:54px 0}
  .g2,.g3,.g4,.form-row,.foot-grid{grid-template-columns:1fr}
  .cta-row .btn{width:100%}
  .badges{gap:10px 20px}
  .badges .icon{font-size:1.6rem}
  .form-card{padding:22px}
  .callbar{display:flex;position:fixed;left:0;right:0;bottom:0;z-index:150;background:var(--red);color:#fff;text-decoration:none;align-items:center;justify-content:center;gap:10px;font-weight:900;font-size:1.15rem;height:58px;box-shadow:0 -4px 16px rgba(0,0,0,.25)}
  .callbar:hover{color:#fff;background:var(--red-d)}
  .callbar .icon{font-size:1.3rem}
}
@media (prefers-reduced-motion:reduce){*{scroll-behavior:auto!important;transition:none!important}}